(a) Identity theft

Identity theft occurs when someone wrongfully obtains and uses another person's personal information without permission. For example, if someone uses your personal details to create fake accounts or commit fraud in your name, you become a victim of identity theft.

The IT Act, 2000 (amended in 2008) provides guidelines for the processing, storage and transmission of sensitive information. It provides legal framework for electronic governance by giving recognition to electronic records and digital signatures. The act outlines cyber crimes and penalties for them. In many Indian states, there are cyber cells in police stations where one can report any cyber crime.

(b) Credit card account theft

Credit card account theft happens when someone gains unauthorized access to your credit card details and makes fraudulent transactions. For example, if your credit card information is stolen during an online transaction and used by someone else without your knowledge, you become a victim of this cyber crime.

The IT Act, 2000 (amended in 2008) provides guidelines to users on the processing, storage and transmission of sensitive information and safeguards the rights of Internet users. The act outlines cyber crimes and penalties for them. Victims can report such crimes to cyber cells in police stations where cyber crimes can be reported. The act provides legal framework for protection of sensitive personal data.