If Salim continues to get orders from traders, his position after six years would be significantly improved. He would be better off than before because he is able to deliver orders, make a profit, and repay the money he borrowed.

In this situation, credit plays a vital and positive role. It helps Salim meet the working capital needs of production, such as purchasing raw materials and hiring workers. Since there is no risk of crop failure or inability to sell, he does not fall into a debt trap. Instead, the credit helps him increase his earnings year after year, allowing him to accumulate capital and expand his business steadily.